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Paper / Notes / Mortgage Investing Forum
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Real Estate Investing Forum Index / Paper / Notes / Mortgage Investing Forum / Home Equity Line Of Credit (HELOC)

Author

Home Equity Line Of Credit (HELOC)
ddemott

190 Posts  
Member Since: 09/09/2003
Janesville, WI
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What's My Favorites Network?		 Posted: 04:53 on 09-09-2003   
Are most HELOCs based on prime? Or do they vary?
_________________
Dale DeMott
"You ever notice it's a penny for your thoughts, but you have to put your two cents in? Somebody's making a penny!"
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dgtop

67 Posts  
Member Since: 06/17/2003
Durham, NC
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What's My Favorites Network?		 Posted: 07:50 on 09-09-2003   
Hey,

It depends on the bank and how much you borrow. Plus it depends of course on the LTV. If you have 70% LTV in your house and you borrow 20% more on a line of credit. You will get a better rate than if you have 90% and borrow the last 10%. Also the more you borrow the better the rate usually. You will get a better rate for say 30k and above than for less than that amount. Better rates for bigger numbers.


Dave

[ Edited by dgtop on Date 09/09/2003 ]
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